Goal: This study aims to determine the behavior of Muslim consumers in using the e-wallet Gopay. Method: This research uses a descriptive quantitative approach and enhance the traditional Technology Acceptance Model (TAM) constructs with three additional factors, namely perceived credibility, social influence and religiosity, to understand customers behavioral intentions to adopt e-wal…
Hibah dari pa andang
Abstract This research is performed on order to analyze financial performance of Bank Syariah Mandiri and Bank Muamalat Indonesia in January 2009 – December 2011 periods using financial ratios and Economic Value Added approach. The proxy of financial performance are Return on Asset (ROA), Return on Equity (ROE), Net Profit Margin (NPM) and BOPO. This research using time series data from thre…