"Purpose :This research aims to determine which of murabahah financing, mudharabah financing, and musyarakah financing has the most significant influence on return on assets (ROA) at Bank Muamalat Indonesia for the period 2013–2024. : This research used 48 data samples from Bank Muamalat's quarterly financial reports for the period 2013–2024. The method used was quantitative…
"Goal : This study aims to analyze the practice of non-cash gold trading in Bank Syariah Indonesia's (BSI) ""Cicil Emas"" product. Specifically, it examines the conformity of its transaction mechanism with the provisions of the National Sharia Council–Indonesian Ulema Council (DSN-MUI) Fatwa No. 77/DSN MUI/V/2010 on Non-Cash Gold Trading and Fatwa No. 04/DSN-MUI/IV/2000 on Murabahah.…
"Goal: This study aims to analyze the implementation of the murabahah bil wakalah contract in the Kredit Usaha Rakyat (KUR) Mikro financing at Bank Syariah Indonesia (BSI) KCP Bogor Citeureup 3, and to assess its compliance with DSN-MUI Fatwa No. 04/DSN-MUI/IV/2000 on Murabahah and Fatwa No. 10/DSN-MUI/IV/2000 on Wakalah. Methods: The research employed a descriptive qualitative approa…
Tujuan : Untuk mengetahui bagaimana akad Murabahah diterapkan di Bank Syariah Indonesia Kantor Cabang Pembantu Citeureup 3, dan juga memiliki tujuan untuk mengevaluasi sejauh mana implementasi akad Murabahah dalam produk pembiayaan BSI Griya Hasanah di Bank Syariah Kantor Cabang Pembantu Citeureup 3 apakah telah sesuai dengan standar yang telah ditentukan atau tidak. Metode : Pene…
Goal: This research aims to analyze the implementation of the murabahah contract at KSU Tunas Mulia Mandiri and understand its flexibility in non-shariah financial institutions. Methode: The research method used is descriptive qualitative. Data was collected through in-depth interviews with KSU Tunas Mulia Mandiri managers and supported by relevant literature reviews. Fact/Finding: Th…
Penelitian ini bertujuan untuk menganalisis pengaruh karakteristik TOP management (Komisaris dan Direksi) yaitu latar belakang pendidikan dan masa kerja terhadap kualitas laba perbankan syariah.