"Goal: This study aims to determine the effect of detecting fraud using the Fraud Diamond Theory on the M-Score, with Profit and Loss Sharing as a Moderating Variable in Islamic banking in Indonesia during the period 2020–2022. Method: This research is a quantitative study using secondary data from quarterly annual reports of companies for the period 2020–2022. The sampling method us…
"Goal : “To identify the factors influencing individuals' decisions to choose loan services and analyze their impact on family economic welfare in Bogor.” Background : This study aims to identify and analyze various factors influencing individuals' decisions to use online loan services and explore their impacts on their economic conditions, particularly in the Bogor Raya region. Onlin…