"Goal : “To identify the factors influencing individuals' decisions to choose loan services and analyze their impact on family economic welfare in Bogor.” Background : This study aims to identify and analyze various factors influencing individuals' decisions to use online loan services and explore their impacts on their economic conditions, particularly in the Bogor Raya region. Onlin…
" This study uses a quantitative approach with explanatory research to identify causal relationships between variables. Primary data will be collected through questionnaires distributed to active students and alumni of Tazkia Islamic University in the period 2020-2024. The research sample will be determined using the Slovin formula. Data analysis will be carried out using the Struct…