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Analisis Faktor-Faktor Yang Memengaruhi Keputusan Anggota Untuk Menggunakan Akad Murabahah Di Koperasi Kossuma Bekasi
"Goal: This study aims to analyze the factors that influence cooperative members to engage in
murabahah contracts at the Kossuma cooperatibe in Bekasi.Murabahah as a syaria- compliant
financing model, is commonly used in Islamic cooperatives for purchasing goods with an
agreed-upon profit margin.
Methode: A quantitative approach with member surveys and statistical analysis will be
employed to identify which factors significantly affect participation.
Fact/Finding: Ease of access and service have a positive and significant influence on members’
decision to engage in murabahah contract, Member service in cooperative has positif and
significant influence on members’ decision, promotion has a negative and significant influence
on members’decision, Islamic financial literacy does not have a significant influence,
Religiosity does not have influence on members’ decision, Community factors have a positive
but statistically insignificant influence on members decision to engage in murabahah contracts"
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