Text
Public Comprehension On Online Loan Usage (Pinjol) In Jabodetabek: The Effect Of Advertisement, Islamic Financial Literacy, And Lifestyle
"Goal : This study aims to analyze the influence of online loan advertisement,
Islamic financial literacy, and lifestyle on public’s comprehension and decision
in online loan making.
Methode : This research uses a quantitative approach with Muslim consumers in
the Greater Jakarta (Jabodetabek) area as the target population. Data were
collected through a questionnaire distributed via Google Form, involving 195
respondents. The data were analyzed using Structural Equation Modeling–Partial
Least Square (SEM–PLS).
Fact/Finding : The results show that online loan advertisement (X1) and lifestyle
(X3) have a significant and positive influence on public decision in making
online loans. However, Islamic financial literacy (X2) do not have significant
influence on public decision in making online loans."
No other version available