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The Determinants Of Islamic Financial Behavior Among Undergraduate Students In Bogor

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Purpose : The purpose of this research is to examine the factors
influencing students' Financial Behavior towards Islamic values,
specifically focusing on the roles of Islamic spiritual
intelligence, financial self-efficacy, financial knowledge, and
financial attitude. By understanding the relationships between
these variables, the study aims to contribute to existing
knowledge and provide insights into how these factors impact
students' financial decision-making and management within an
Islamic context.
Methodology : Partial Least Square – Structural Equation Modelling (PLSSEM)
Finding : This research investigates the factors influencing students'
financial Behavior towards Islamic values, focusing on the
impact of Islamic spiritual intelligence (ISI), financial selfefficacy, financial knowledge, and financial attitude. The
findings reveal that ISI and financial self-efficacy have nonsignificant negative effects on financial Behavior, contradicting
previous studies that found positive or non-significant
relationships. Financial knowledge is found to have a positive
and significant influence on financial Behavior, consistent with
previous research, indicating that individuals with a better
understanding of financial concepts exhibit responsible financial
practices. Financial attitude is positively and significantly
associated with financial Behavior, highlighting the importance
of positive attitudes in shaping individuals' financial decisions.
The study emphasizes the need to nurture positive financial
attitudes and promote financial literacy to enhance financial
decision-making skills and overall financial well-being

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Availability

Detail Information

Series Title

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Call Number

REF 332.024 NAJ t

Publisher

Bogor : IAI Tazkia., 2023

Collation

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Language

English

ISBN/ISSN

NIM.19101139

Classification

332.024

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

Financial Knowledge
Financial Behavior
Islamic Financial Attitudes
Islamic spiritual intelligences
financial self efficacy

Specific Detail Info

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Statement of Responsibility

Fahrul Rozi Najib

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