Electronic Resource

Analisis pengaruh rasio camel terhadap kinerja keuangan pada perbankan syariah periode 2008-2011

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ABSTRACT This study aims to analyze financial performance of the sharia banks in Indonesia for the period 2008 – 2011 using CAMEL criteria which includes capital, earnings, and liquidity aspects. The performance evaluation is conducted by measuring variables such as CAR (Capital Adequacy Ratio), ROA (Return on Asset), (ROE) Return on Equity, minimum reserve requirement, BO/PO (Operating Expense / Revenue). Those variables are interrelated and can not be separated. Performance benchmark is generated by comparing individual CAR, ROA, ROE, minimum reserve requirement, and BO/ PO from one sharia bank to the others. Panel regression use in this research as approaching method wich cross section and time series combaining. This research show that in partially the financial performance of Islamic banking which proxy by CAR, ROA, ROE, NPF, GWM and BO/PO, then after testing only ROA, ROE, NPF, GWM and BO/PO has a significantly level with t value less than alpha value 5%. In other side CAR has a significantly level with t value greater than alpha value 5%. Which means only CAR has’nt significantly level to the financial performance of Islamic banking. In simultaneously all independent variables have significantly level to the dependent variable with the F probability value is 0.003135 % wich less than alpha value 5% that means H0 rejected, so all of independent variables in simultaneously have a significant effect to the financial performance of Islamic banking. The results showed that CAMEL criteria has responsible affects of 71% to the financial performance of sharia banks in the period 2008 – 2011. This is shown from R square of 0.710089, while the rest 0.289911 or 28% is influenced by other variables.

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Detail Information

Series Title

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Call Number

Ref 2x4.27 Ibr a

Publisher

Bogor : STEI Tazkia., 2012

Collation

31 hal

Language

Indonesia

ISBN/ISSN

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Classification

2X4.27

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

BANK DAN PERBANKAN SYARIAH
RASIO CAMEL

Specific Detail Info

Jurnal Skripsi

Statement of Responsibility

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