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Pengaruh kualitas aktiva produktif, resiko, resiko pembiayaan, total aset, Net operating margin (NOM) dan efisiensi operasional (BOPO) terhadap profitabilitas perbankan syariah

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ABSTRACT
This research is to discuss the influence of financial ratios comprising Assets Quality (KAP), Non-Performing Financing (NPF), Total Assets, Net Operating Margin (NOM) and Operational Efficiency (BOPO) to profitability (ROA). This study uses panel regression statistical criteria Sharia Commercial Bank serving the financial statements are published quarterly from 2009 to 2011, with data processing using the software Microsoft Excel and Eviews 6 for windows.
This study provides results that are jointly dependent variable is Return on Assets (ROA) can be explained by the independent variables consisting of PPAP, NPF, TA, NOM and BOPO with the R-square value of 0.966776%. Mean 3.3224% is explained by variables outside the model study. However, the analysis of the Fixed Effect regression model showed that partial panel, variable PPAP, NOM and BOPO have a significant impact on Return on Assets (ROA).
The conclusion of this study is the variable TA insignificant negative effect on Return on Assets (ROA) and NPF variable is not significant positive effect on Return on Assets (ROA). Then the variable PPAP, NOM and BOPO significant positive effect on return on assets (ROA). In addition, this research shows the things that need to be considered management and the selection of the appropriate policy is expected to increase the profitability of Islamic banking in Indonesia.
Keywords: Return on Assets (ROA), Assets Quality (KAP), Non-Performing Financing (NPF), Total Assets (TA), Net Operating Margin (NOM), Operational

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Detail Information

Series Title

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Call Number

Ref 2x4.27 Ani p

Publisher

Bogor : STEI Tazkia., 2012

Collation

38 hal

Language

Indonesia

ISBN/ISSN

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Classification

2X4.27

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

BANK DAN PERBANKAN SYARIAH
BANK SYARIAH-EFISIENSI OPERASIONAL

Specific Detail Info

Jurnal Skripsi

Statement of Responsibility

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