APA Style

Gardner, M, J., Mills, D, L. (2000). Managing Financial Institutions : An Asset / Liability Approach (Ed. 4). USA: Harcourt, Inc.

MLA Style

Gardner, Mona, J.., Mills, Dixie, L.. "Managing Financial Institutions : An Asset / Liability Approach". Ed. 4 USA: Harcourt, Inc, 2000. Text.