APA Style

Effendi, N, S. (2014). A Comparative Efficiency Analysis Of Takaful Indusrty In Indonesia And Malaysia . Bogor: STEI Tazkia.

MLA Style

Effendi, Nurul, Sakinah. "A Comparative Efficiency Analysis Of Takaful Indusrty In Indonesia And Malaysia". Bogor: STEI Tazkia, 2014. Text.